Budgeting Basics: A Step-by-Step Guide to Financial Freedom
Qlyvon Tethix
This audiobook is narrated by a digital voice.
Building a strong financial foundation starts with smart budgeting. This audiobook offers practical strategies to assess your finances, set realistic goals, and create a sustainable budget that aligns with your priorities. From managing debt to growing your savings, you’ll learn how to take control of your money and work toward financial success. Whether you're new to budgeting or looking to improve your habits, this guide provides the tools and insights needed to stay on track. Get ready to transform your financial future with clear, actionable steps designed for real-life success.
Duration - 1h 35m.
Author - Qlyvon Tethix.
Narrator - Digital Voice Mary G.
Published Date - Monday, 20 January 2025.
Copyright - © 2025 Ana Maria T Collantes ©.
Location:
United States
Networks:
Qlyvon Tethix
Digital Voice Mary G
Ana Maria T Collantes
English Audiobooks
Findaway Audiobooks
Description:
This audiobook is narrated by a digital voice. Building a strong financial foundation starts with smart budgeting. This audiobook offers practical strategies to assess your finances, set realistic goals, and create a sustainable budget that aligns with your priorities. From managing debt to growing your savings, you’ll learn how to take control of your money and work toward financial success. Whether you're new to budgeting or looking to improve your habits, this guide provides the tools and insights needed to stay on track. Get ready to transform your financial future with clear, actionable steps designed for real-life success. Duration - 1h 35m. Author - Qlyvon Tethix. Narrator - Digital Voice Mary G. Published Date - Monday, 20 January 2025. Copyright - © 2025 Ana Maria T Collantes ©.
Language:
English
Chapter 1: Introduction 4
Duration:00:00:01
- Introduction to the importance of budgeting 5
Duration:00:02:35
- Overview of how a personalized budgeting plan can help achieve financial goals 9
Duration:00:03:16
Chapter 2: Understanding your financial situation 13
Duration:00:00:03
- Assessing income and expenses 14
Duration:00:02:53
- Identifying financial goals 18
Duration:00:03:22
Chapter 3: Creating a personalized budget 22
Duration:00:00:02
- Setting up categories for income and expenses 23
Duration:00:03:00
- Allocating funds for savings and emergency fund 28
Duration:00:03:29
Chapter 4: Tracking expenses 32
Duration:00:00:02
- Using software or apps for tracking expenses 33
Duration:00:03:08
- Monitoring spending habits and identifying areas for improvement 38
Duration:00:02:37
Chapter 5: Setting financial goals 41
Duration:00:00:02
- Short-term, mid-term, and long-term financial goals 42
Duration:00:03:55
- Strategies for achieving financial goals through budgeting 48
Duration:00:03:10
Chapter 6: Budgeting for debt repayment 52
Duration:00:00:02
- Strategies for allocating funds towards debt repayment 53
Duration:00:02:40
- Tips for paying off debt faster 57
Duration:00:02:36
Chapter 7: Saving and investing 60
Duration:00:00:02
- How to set up a savings plan 61
Duration:00:03:13
- Basics of investing and growing your money 66
Duration:00:02:53
Chapter 8: Adjusting the budget 70
Duration:00:00:02
- Methods for adjusting the budget as financial circumstances change 71
Duration:00:03:54
- Strategies for staying on track with your budgeting plan 76
Duration:00:03:51
Chapter 9: Implementing a budgeting plan 81
Duration:00:00:02
- Practical tips for sticking to your budget 82
Duration:00:03:11
- Steps for making budgeting a habit 87
Duration:00:02:42
Chapter 10: A budgeting plan for different life stages 90
Duration:00:00:03
- Budgeting tips for students, young professionals, families, and retirees 91
Duration:00:02:37
- Tailoring your budgeting plan to your specific needs 95
Duration:00:03:39
Chapter 11: Budgeting for emergencies 100
Duration:00:00:02
- Creating an emergency fund 101
Duration:00:02:54
- Strategies for handling unexpected expenses 105
Duration:00:03:59
Chapter 12: Managing money mindfully 110
Duration:00:00:02
- The psychology of spending and saving 111
Duration:00:03:56
- How mindfulness can improve financial habits 117
Duration:00:03:27
Chapter 13: Overcoming common budgeting challenges 121
Duration:00:00:03
- Dealing with budgeting setbacks 122
Duration:00:03:58
- Strategies for staying motivated to reach financial goals 128
Duration:00:03:01
Chapter 14: Celebrating financial milestones 132
Duration:00:00:03
- Recognizing and celebrating achievements in your budgeting plan 133
Duration:00:03:16
- Using milestones to stay motivated and maintain financial discipline 138
Duration:00:02:59
Chapter 15: Conclusion 142
Duration:00:00:01
- Recap of the importance of budgeting 143
Duration:00:02:33
- Encouragement to continue working towards financial success through a personalized budgeting plan 147
Duration:00:02:39