How To Buy A Home In 60 Days Or Less With $0 Down
John Williams
Do you want to buy a home but don’t know where to start? Maybe you are unsure of how much money to save or curious how to increase your credit scores to purchase? Like many people you may be apprehensive about the process, as buying a home is typically one of the largest investments most people make. This book provides the ultimate Roadmap and gives you the secret keys most professionals don’t share to help you unlock the doors to home ownership easily. This book was created to help people just like you get the best deals in real estate and avoid money traps when buying a home.
In this book you'll discover my journey to home ownership. It includes how I was able to use Real Estate as an investment to build wealth, gain access to credit hacks, and discover home buyer programs that allow you to purchase with $0 down. The testimonials mentioned in this book are so powerful you’ll have the faith to start your journey now!
About the Author: With over 11 years in Residential Real Estate Sales, John has successfully helped over 300 families purchase a home and thousands prepare/ repair their credit through his home buyer seminars. John Has been ranked in the top 1.5% of Realtors Nation wide, recognized as a top producer within the Keller Williams Region of Realtors alongside a list of other accolades. He is passionate about helping his community and excited to share the industry secrets that have lead to his success in Real Estate. He is confident that you will find this book useful to you and your family when starting your home buying journey. After reading this book nothing should stand in your way of home ownership.
Duration - 2h 6m.
Author - John Williams.
Narrator - Bobby Coston.
Published Date - Sunday, 22 January 2023.
Copyright - © 2022 John Williams ©.
Location:
United States
Description:
Do you want to buy a home but don’t know where to start? Maybe you are unsure of how much money to save or curious how to increase your credit scores to purchase? Like many people you may be apprehensive about the process, as buying a home is typically one of the largest investments most people make. This book provides the ultimate Roadmap and gives you the secret keys most professionals don’t share to help you unlock the doors to home ownership easily. This book was created to help people just like you get the best deals in real estate and avoid money traps when buying a home. In this book you'll discover my journey to home ownership. It includes how I was able to use Real Estate as an investment to build wealth, gain access to credit hacks, and discover home buyer programs that allow you to purchase with $0 down. The testimonials mentioned in this book are so powerful you’ll have the faith to start your journey now! About the Author: With over 11 years in Residential Real Estate Sales, John has successfully helped over 300 families purchase a home and thousands prepare/ repair their credit through his home buyer seminars. John Has been ranked in the top 1.5% of Realtors Nation wide, recognized as a top producer within the Keller Williams Region of Realtors alongside a list of other accolades. He is passionate about helping his community and excited to share the industry secrets that have lead to his success in Real Estate. He is confident that you will find this book useful to you and your family when starting your home buying journey. After reading this book nothing should stand in your way of home ownership. Duration - 2h 6m. Author - John Williams. Narrator - Bobby Coston. Published Date - Sunday, 22 January 2023. Copyright - © 2022 John Williams ©.
Language:
English
Opening Credits
Duration:00:00:19
Chapter1: My Shocking Truth
Duration:00:03:41
Why Wait?!
Duration:00:03:15
Lifetime Renter vs Homeowner
Duration:00:06:13
Chapter 2: The Hidden Cost Of Renting
Duration:00:11:28
Chapter 3: Credit Is King
Duration:00:04:10
Common Credit Myths #1 Deleting old accounts will increase my score
Duration:00:00:45
Common Credit Myths #2 All credit scores are created equally
Duration:00:00:55
Common Credit Myths #3 A car dealer or credit company has the same model as the lender
Duration:00:00:27
Common Credit Myths #4 You can purchase a home with credit accounts in dispute
Duration:00:00:30
Common Credit Myths #5 If I pay all of my debt off my score will increase
Duration:00:00:27
Common Credit Myths #6 You can pay a credit repair company to remove verified accounts
Duration:00:00:16
Common Credit Myths #7 Credit Karma gives accurate scores
Duration:00:00:24
Common Credit Myths #8 All tradeline accounts report to all three bureaus
Duration:00:00:34
Common Credit Myths #9 Multiple mortgage application hurts your score
Duration:00:00:35
Common Credit Myths #10 Student loans can be deleted
Duration:00:00:13
Common Credit Myths #11 Higher scores = Higher loan approvals
Duration:00:00:18
Common Credit Myths #12 Payday loans report positive and will help boost my score
Duration:00:00:24
Step #1 Understanding What Your Credit Is made Of
Duration:00:00:27
Understanding Your Credit (Payments History)
Duration:00:00:55
Understanding Your Credit (Amounts Owed)
Duration:00:01:30
Understanding Your Credit (Credit Mix)
Duration:00:00:23
Understanding Your Credit (Length Of Credit History)
Duration:00:00:46
Understanding Your Credit (New Credit)
Duration:00:00:42
Step #2 How To Get Your Credit Report and Check Your Score
Duration:00:01:18
How To Get Your Credit Report Option #1 Hand written request
Duration:00:01:28
How To Get Your Credit Report Option #2 Online Request
Duration:00:00:44
How To Get Your Credit Report Option #3 Third Party Website
Duration:00:00:46
How To Get Your Credit Report Option #4 Apply With A Mortgage Lender
Duration:00:00:53
Step #3 Handling Errors On Your Report
Duration:00:01:39
Handling Errors On Your Report (Credit Dispute Letters)
Duration:00:01:46
Step #4 Laying Bricks To Build Your Credit Up
Duration:00:03:35
Hacks To Quickly Increase Your Scores (Credit Simulator Check)
Duration:00:00:43
Hacks To Quickly Increase Your Scores (Open new trade lines)
Duration:00:00:31
Hacks To Quickly Increase Your Scores (Pay Down Credit Cards)
Duration:00:00:16
Hacks To Quickly Increase Your Scores (Rapid Rescore)
Duration:00:00:27
Hacks To Quickly Increase Your Scores (Apply For Secure Credit Card)
Duration:00:00:28
Hacks To Quickly Increase Your Scores (Authorized User)
Duration:00:00:51
Hacks To Quickly Increase Your Scores (Credit Limit Increase)
Duration:00:00:19
Chapter 4: Financing Your Home
Duration:00:02:07
Step #1 Knowing What Type Of Agent To Hire
Duration:00:02:20
Step #2 Understand Your Market
Duration:00:01:48
Step #3 Getting Approved
Duration:00:01:17
Avoid Being Scammed By Fake Approvals
Duration:00:02:54
Lenders Checklist
Duration:00:02:23
Knowing Which Loan Is Best For You
Duration:00:09:15
Calculating How Much Home You Can Afford
Duration:00:01:07
Debt Not Factored In Your Debt To Income
Duration:00:00:12
Debt Included In Your Debt To Income
Duration:00:00:16
Important Numbers Needed To Calculate Your Debt To Income
Duration:00:00:11
Calculating Your DTI (Debt To Income) Step #1
Duration:00:00:37
Calculating Your DTI (Debt To Income) Step #2
Duration:00:00:22
Calculating Your DTI (Debt To Income) Step #3
Duration:00:00:25
What's Included In Your Mortgage Payment
Duration:00:00:25
Shopping For A Home
Duration:00:01:30
New Construction Homes
Duration:00:02:55
For Sale By Owners
Duration:00:01:52
Upfront Cost To Purchase A Home
Duration:00:00:32
List Of Upfront Fees
Duration:00:03:32
The Final Step (Final Walkthrough)
Duration:00:02:27
Testimonials Meet The Acosta Family
Duration:00:03:32
Testimonials Meet The Jackson Family
Duration:00:03:59
Testimonials Meet The Prater's
Duration:00:02:56
Testimonials Meet The Milburn's
Duration:00:02:58
Testimonials Meet Nicholas Elizardo
Duration:00:02:14
Testimonials Meet The Callahan’s
Duration:00:01:23
Testimonials Meet The Hall Family
Duration:00:03:55
Frequently Asked Questions #1 How do lenders typically determine when someone gets the best deal in terms of rate?
Duration:00:00:34
What is a compensating factor?
Duration:00:00:23
Can I purchase a home if i've had a bankruptcy?
Duration:00:01:02
Do you have to be an American citizen to purchase a home?
Duration:00:00:35
How can I save on property taxes?
Duration:00:00:42
When is the best time to begin the home buying process?
Duration:00:00:31
Will it hurt my credit to shop lenders?
Duration:00:00:12
Can I use a relative's VA loan?
Duration:00:00:10
What is the minimum credit score i can use to purchase a home?
Duration:00:00:08
How often do lending guidelines change?
Duration:00:00:20
Do I have to be at the same job for two years to purchase a home?
Duration:00:00:13
When relocating, do i have to find a job in the state i'm moving to before i can purchase a home?
Duration:00:00:17
How do you find homes that qualify for usda 100% financing?
Duration:00:00:27
If married, is it better for both spouses to be on the loan?
Duration:00:00:34
Should I purchase a lease to own home?
Duration:00:00:47
Do I need to hire a real estate agent?
Duration:00:00:20
Who pays the realtors commission?
Duration:00:00:11
If i'm self employed, do i have to show two years' worth of tax returns to qualify?
Duration:00:01:05
I have multiple friends who are realtors, and i don't want to offend any of them by choosing one over the other how do i select the right one?
Duration:00:00:37
Who's considered a first time buyer?
Duration:00:00:13
Is it possible to be denied by one lender but approved by another?
Duration:00:00:46
Is it best to apply with my bank, credit union, or mortgage broker?
Duration:00:00:20
How much will I need to save for closing costs?
Duration:00:00:15
If i don't use my entire approval amount on my home can i keep the extra money?
Duration:00:00:19
What is the debt to income ratio max allowed by loan?
Duration:00:00:25
Can I use my 401k to finance my new home?
Duration:00:00:08
Ending Credits
Duration:00:00:20