Saving Smarter: Short-Term Financial Goals
Clyra Tethen
This audiobook is narrated by a digital voice.
Whether you are saving up for a dream vacation or building an emergency fund, this book provides practical strategies and expert advice to help you achieve your financial goals. From setting a budget to making smart spending decisions, this book covers everything you need to know to successfully save money for short-term needs. With tips on cutting expenses, increasing income, and finding the best savings account, this book equips readers with the tools they need to take control of their financial future.
Duration - 1h 28m.
Author - Clyra Tethen.
Narrator - Digital Voice Ava G.
Published Date - Monday, 20 January 2025.
Copyright - © 2025 Bassey Kooffreh ©.
Location:
United States
Description:
This audiobook is narrated by a digital voice. Whether you are saving up for a dream vacation or building an emergency fund, this book provides practical strategies and expert advice to help you achieve your financial goals. From setting a budget to making smart spending decisions, this book covers everything you need to know to successfully save money for short-term needs. With tips on cutting expenses, increasing income, and finding the best savings account, this book equips readers with the tools they need to take control of their financial future. Duration - 1h 28m. Author - Clyra Tethen. Narrator - Digital Voice Ava G. Published Date - Monday, 20 January 2025. Copyright - © 2025 Bassey Kooffreh ©.
Language:
English
Chapter 1: Introduction 4
Duration:00:00:01
- Introduction to the importance of saving for short-term goals 5
Duration:00:02:46
- Overview of the book's focus on strategies for saving money 8
Duration:00:02:03
Chapter 2: Setting Short-Term Financial Goals 10
Duration:00:00:02
- Identifying and prioritizing short-term financial goals 11
Duration:00:03:16
- Creating a specific and measurable savings goal 14
Duration:00:02:23
Chapter 3: Budgeting Basics 16
Duration:00:00:01
- Understanding the importance of budgeting in reaching your short-term goals 17
Duration:00:02:24
- Developing a realistic budget for saving money 20
Duration:00:03:27
Chapter 4: Cutting Expenses 23
Duration:00:00:02
- Ways to reduce expenses to free up more money for saving 24
Duration:00:02:56
- Tips for saving on everyday purchases 27
Duration:00:02:18
Chapter 5: Increasing Income 29
Duration:00:00:01
- Strategies for increasing your income to reach your savings goals faster 30
Duration:00:04:05
- Side hustle ideas and earning opportunities 34
Duration:00:04:36
Chapter 6: Automating Savings 38
Duration:00:00:02
- Using technology to automate your savings process 39
Duration:00:02:42
- Setting up automatic contributions to your savings account 42
Duration:00:03:31
Chapter 7: Building an Emergency Fund 45
Duration:00:00:02
- Importance of having an emergency fund for unexpected expenses 46
Duration:00:03:09
- Tips for saving for emergencies without sacrificing other financial goals 49
Duration:00:02:33
Chapter 8: Saving for a Vacation 51
Duration:00:00:02
- Strategies for saving money for a dream vacation 52
Duration:00:03:42
- Tips for planning a budget-friendly trip 56
Duration:00:03:13
Chapter 9: Tracking Your Progress 59
Duration:00:00:01
- Monitoring your savings goals and progress 60
Duration:00:02:26
- Adjusting your savings plan as needed 63
Duration:00:02:39
Chapter 10: Staying Motivated 65
Duration:00:00:02
- Ways to stay motivated and focused on your savings goals 66
Duration:00:02:51
- Celebrating small victories along the way 69
Duration:00:02:27
Chapter 11: Overcoming Common Obstacles 71
Duration:00:00:03
- Dealing with setbacks and obstacles in reaching your savings goals 72
Duration:00:03:01
- Strategies for staying on track during difficult times 75
Duration:00:03:14
Chapter 12: Making Sacrifices 77
Duration:00:00:02
- Strategies for making sacrifices in your spending to reach your savings goals 78
Duration:00:03:29
- Tips for prioritizing your financial goals 82
Duration:00:03:39
Chapter 13: Seeking Support 85
Duration:00:00:01
- Importance of having a support system in place for reaching your savings goals 86
Duration:00:02:34
- Tips for involving friends and family in your savings journey 89
Duration:00:02:44
Chapter 14: Reaching Your Savings Goal 91
Duration:00:00:02
- Strategies for successfully reaching your short-term savings goal 92
Duration:00:02:17
- Celebrating your achievements and setting new goals 95
Duration:00:03:03
Chapter 15: Conclusion 97
Duration:00:00:01
- Review of key points in saving for short-term goals 98
Duration:00:02:43
- Final thoughts on the importance of financial planning and discipline. 101
Duration:00:02:23