How to Buy a Home

Still think homeownership is a distant dream? This episode shows how renters like you can follow a monthly roadmap that leads to keys in hand—faster than you ever thought possible. Think you’re years away from buying a home? You’re not alone—and you’re probably closer than you think. In this episode, David uses a real life example to break down the “Last Lease Ever” plan, a proven strategy designed for renters who feel stuck, unsure, or overwhelmed by the homebuying process. You’ll learn how simple monthly steps can completely shift your timeline—and how the traditional real estate system has failed to tell you that. It’s not about waiting for perfect credit or a six-figure salary. It’s about finally having a plan. Quote “The current real estate system… it sucks. There’s a massive gaping hole in the industry—a complete lack of real estate professionals willing to step up and help first-time homebuyers.” - David Sidoni Highlights actually Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome Instagram @HowtoBuyAHomePodcast Tik Tok @HowToBuyAHome Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit! David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Whether your credit score is 520 or 790, this expert interview reveals the overlooked steps that can immediately improve your homebuying power. Credit scores remain one of the most confusing and fear-inducing hurdles for first-time homebuyers. In this special interview, credit expert Jeanne Kelly—known as “The Credit Genie”—returns to offer actionable insights that go far beyond generic internet advice. With over 25 years of experience and a deeply personal story of rebuilding from financial rock bottom, Jeanne explains exactly how buyers can take control of their credit, whether they’re in recovery mode or already have strong scores. David and Jeanne break down myths, share real-life success strategies, and highlight the most surprising tips that even high-credit borrowers should know. Quote “I didn’t answer the door once and the man was going to turn off my electric… That was my rock bottom. You sit there and say, ‘You gotta change things.’” – Jeanne Kelly Highlights today Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome Instagram @HowtoBuyAHomePodcast Tik Tok @HowToBuyAHome Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit! David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

You’ve made it through the offers and inspections—now don’t let closing day blindside you. Learn what to expect (and what can still go wrong) in the final stretch of buying your first home. If you’re like most first-time buyers, you think you’re in the clear once your offer is accepted. But the final 4 to 6 weeks—known as “closing”—are packed with surprises that can derail your timeline, your budget, and your sanity. In this myth-busting episode, David Sidoni explains why closing is rarely “set in stone,” and walks you through everything from shifting dates to last-minute costs. Designed specifically for buyers who crave control and clarity, this episode helps you anticipate the unpredictable, manage expectations, and stay grounded when it matters most. Quote “You can do everything right, but you are just one of dozens of different factors that determine if you close on time.” Highlights Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome Instagram @HowtoBuyAHomePodcast Tik Tok @HowToBuyAHome Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit! David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

When a failed inspection nearly derailed her plans, Ashley found a unicorn agent who helped her buy the right home in just 72 hours—right before Christmas. Ashley’s first-time homebuying journey in New Jersey wasn’t smooth—but it was transformational. After months of frustration, low inventory, and a realtor who didn’t get it, she hit a wall: mold, rodents, and a roof issue revealed by a failed inspection. Instead of settling, Ashley walked away. With guidance from a unicorn agent she found through the HBH podcast, her fortunes changed fast. This episode breaks down the decisions, mindset shifts, and real-world lessons that helped her go from confusion to closing—with a signed contract just three days after finding the right home. A must-listen for anyone feeling stuck or unsure in their buying journey. Quote “We don’t need you to fit the home—we need to find the home that fits you.” – Ashley's Unicorn Realtor Highlights Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome Instagram @HowtoBuyAHomePodcast Tik Tok @HowToBuyAHome Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit! David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

The best lenders reveal why waiting to talk to a pro can cost you thousands—and how early planning unlocks smarter, cheaper options for your first home loan. In this episode, David Sidoni shares insights from 250 top first-time homebuyer lenders on what they wish buyers did months before applying for a mortgage. He explains why relying on Google or AI can backfire, and how professional advice early on can tailor your loan for better long-term outcomes. Real-life examples show how small strategic moves, like adjusting debt or rethinking a down payment, can drastically lower monthly costs. Whether you’re a year out or just getting curious, this episode shows why it pays—literally—to start planning now. Quote “It’s not just ‘can you get approved?’—it’s are you in the best position possible with the loan structured around your full financial picture?” Highlights wishinstead Referenced Episodes 12930418224622, 58, 75, 11372, 19930969, 106198216still Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome Instagram @HowtoBuyAHomePodcast Tik Tok @HowToBuyAHome Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit! David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

If you’re hoping to buy a home in 2025, these four foundational steps will give you the strategy, support, and clarity you need to finally make it happen. Most first-time buyers don’t get blocked by credit or income—they get stuck because they’re guessing their way through the process. In this episode, David breaks down the four most important things you need to focus on right now to become a homeowner in 2025. From how to plan your offer timing to why your lender might be more important than your budget, this episode gives you a real roadmap—not just a motivation boost. Whether you’re a renter trying to time the market or already saving and unsure what to do next, this is your starting line. Quote: Highlights: slowing you down Referenced Episodes: Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome Instagram @HowtoBuyAHomePodcast Tik Tok @HowToBuyAHome Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit! David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Three major market reports reveal a surprising shift toward buyer advantages like longer days on market, increased seller concessions, and rising inventory—here’s what that means for your first home purchase in 2025. Housing affordability panic is everywhere—from headlines on CNN and CNBC to TikTok meltdowns and uninformed relatives offering bad advice. From TikTok meltdowns to uninformed relatives offering bad advice. In this episode, David Sidoni breaks down what’s really happening using verified data, not hype. He reviews three major industry reports that show a slow but meaningful shift in the real estate market, and for once, it’s good news for first-time buyers. Listeners will learn how to interpret current trends, why rent-replacement strategies still work, and how to tune out fear-based noise. "We have three massive market reports and they're showing a big shift underway. And finally, it's in the favor of the home buyers." - David Highlights Feeling overwhelmed by market noise? Ready to see if a rent-replacement strategy could work for you? Start with our 10-step plan at Episode 301 or get personalized help at howtobuyahome.com Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome Instagram @HowtoBuyAHomePodcast Tik Tok @HowToBuyAHome Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit! David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Think you can’t buy a home on a modest income? This real-life story proves otherwise—and shows exactly how it’s done. In this jaw-dropping interview, Jessica shares her transformation from living in a van to owning a $400K home in Portland—all on a combined household income of around $60,000. With six years of steady saving, grit, and guidance from the HBH system, she and her partner navigated setbacks (including a violent attack!) and overcame massive doubts to secure their dream home. This episode is a real-world reminder that your circumstances today don’t define your homebuying potential tomorrow. Hear the full emotional ride, including how she convinced a hesitant partner and handled the search like a pro. Quote “I make sculptures for a living… I didn’t think I was going to be able to buy a house, but I guess I did—because I’m sitting on the porch right now.” – Jessica Highlights Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome Instagram @HowtoBuyAHomePodcast Tik Tok @HowToBuyAHome Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit! David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Struggling with student loans, self-employment, or just not knowing where to start? JT shares the top three things he wishes he’d done sooner to get closer to buying a home. This episode is hosted by JT, the Creative Director of How to Buy a Home—and an aspiring buyer himself. After editing over 100 episodes, he realized there were a few major steps he should’ve started years ago. Whether you’re a renter with debt, inconsistent income, or no idea where to begin, JT walks you through how credit repair, savings automation, and practicing your payment can completely reshape your timeline. This is the perfect episode for anyone who’s not quite ready to buy—but knows they want to be. JT’s honesty and step-by-step reflection will resonate especially with: • Freelancers or self-employed buyers • Renters with debt or uneven income • Anyone overwhelmed by where to start It’s a deeply personal, no-fluff solo episode that captures the real mindset of a buyer-in-progress—offering both relatable struggles and practical next steps. Quote: Highlights: fast Referenced Episodes: Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome Instagram @HowtoBuyAHomePodcast Tik Tok @HowToBuyAHome Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit! David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Housing prices are rising, inventory’s up, and rates won’t crash—here’s what that actually means if you’re trying to buy your first home in May 2025. The market may feel like a mess, but underneath the whiplash headlines are trends you can actually plan around. This episode breaks down the latest data on home prices, supply, and mortgage rates—including insights from Florida, Wisconsin, and the East Coast—to help you figure out how to buy smart in May 2025. If you’ve been waiting for the perfect moment or for rates to drop, this episode shows why it’s time to stop waiting and start planning. Quote: Highlights: really Referenced Episodes: Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome Instagram @HowtoBuyAHomePodcast Tik Tok @HowToBuyAHome Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit! David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Stackable grants, strategy-based lending, and insider truths about mortgage math—this episode unpacks what really sets unicorn lenders apart in today’s market. In part two of this masterclass with unicorn lender Kelly Cort, David and Kelly go deep on the real numbers behind down payment assistance, adjustable rate mortgages, lender-paid buy-downs, and PMI myths. Learn why pre-approvals aren’t enough, how lenders can actually help you win bidding wars, and what it means to build a plan instead of chase a rate. From DTI math to offer letters and insurance shocks, this is the kind of lending guidance most first-time buyers never get. Quote: “You just loan yourself $35,000 for $44 bucks a month. Cheapest money you’ll ever buy.” Highlights: Referenced Episodes: Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome Instagram @HowtoBuyAHomePodcast Tik Tok @HowToBuyAHome Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit! David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Forget pre-quals and online rate shopping—this episode breaks down why discovery calls, custom strategies, and unicorn lender relationships are the real keys to homebuying success. In this first of a two-part conversation, David interviews unicorn lender Kelly Cort, who shares the most misunderstood truths about home loans—and how first-time buyers can stop wasting time online and start building a real plan. From rules vs. guidelines, to buying with debt, and even how your W-4 and tax strategy can raise your monthly affordability, this episode is packed with insight that could save buyers thousands. Whether you’re afraid to “bother” a lender or just not sure when to start, this episode shows why early outreach and human strategy beat bots every time. Quote: “It’s not a bother. It’s a privilege. Allow us to be your guide in the journey.” Highlights: pre-qualificationdiscovery callloan ruleguidelinebuy a home even with student debtW-4honor, not a hassle Referenced Episodes: Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome Instagram @HowtoBuyAHomePodcast Tik Tok @HowToBuyAHome Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit! David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Alex and Tamara faced a long, complicated homebuying journey with unexpected setbacks—but their persistence finally led them to homeownership. Alex and Tamara’s path to owning their first home was full of surprises, setbacks, and last-minute hurdles—from inspection shockers and budgeting surprises to navigating mortgage complexities. Despite numerous pitfalls and a challenging out-of-state move, their determination and flexibility paid off. They share candid insights about staying motivated, working with a unicorn realtor and lender, and how overcoming challenges ultimately made their journey even more rewarding. Quote: Highlights: Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome Instagram @HowtoBuyAHomePodcast Tik Tok @HowToBuyAHome Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit! David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Behind the boxes and bubble wrap lurks a $2.2 million criminal industry—and this episode dives into the chilling real-life story of a moving scam and the five red flags every first-time buyer must know. It sounds like a crime show plot: a young woman hires a moving company, only to be threatened with her belongings being dumped in the Arizona desert unless she wires thousands more. But this isn’t fiction. Mariette Frye, moving expert and victim-turned-advocate, returns to reveal the dark underworld of moving scams—from burner phones and fake paperwork to stolen heirlooms and hijacked semis. First-time buyers will learn exactly how these crimes work and what they can do to protect themselves from becoming the next victims. "You're going to need to wire us $3,000 more, or we're going to drop your stuff off in Yuma, Arizona at the weigh station."​ - Mariette's Moving True Crime Story (It involves the FBI) Highlights Referenced Episodes / Resources Episode 94 – Real Estate Terms & DefinitionsEpisode 301 – 10 Basic Steps for First-Time BuyersProtectYourMove.govMariette FryeDecidingToMove.comMoving Tips and Tricks for People Considering a Relocation Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome Instagram @HowtoBuyAHomePodcast Tik Tok @HowToBuyAHome Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit! David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Moving is one of the most stressful parts of homebuying—so before you decide to relocate for affordability, remote work, or a dream lifestyle, this episode helps you figure out if you’re really ready. David sits down with Mariette Frye, host of the Moving Tips & Tricks podcast, who has moved 20 times in 24 years and developed a practical and emotional framework to help people plan better moves. From financial prep to emotional readiness and community-building tips, this episode is all about knowing what to do before you commit to a new city or neighborhood—especially if you’re planning to rent first, test out a market, or buy remotely. Whether you’re dreaming of New York, San Diego, or just moving two zip codes over, this episode helps you get clear on how to test your dream before making a major life transition. Quote: “You have to grieve your old home and your old life—because once you move, it’s a complete reset. Whether you’re ready for it or not, it’s coming for you.” — Mariette Frye Highlights: How do you know if you’re actually ready to relocate—or just reacting to burnout, grief, or frustration?What is the FRED framework?Can you test-drive a city before committing?Why renting in a luxury building might backfire Referenced Resources: Moving Tips & TricksDecidingToMove.com Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome Instagram @HowtoBuyAHomePodcast Tik Tok @HowToBuyAHome Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit! David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

VA loan myths, self-employment hurdles, and relocating with a toddler—Jessica’s story proves that even with obstacles, a smart plan and the right team make homeownership possible. Jessica is a military spouse, a self-employed business owner, and a mom—three factors that many people assume make buying a home impossible. In this episode, she shares exactly how she proved them all wrong. With a VA loan, a “unicorn” real estate team, and months of early preparation, she bought a home in a dream neighborhood—even after losing out on an earlier offer. This interview is packed with hard-earned wisdom about organizing documents for underwriting, dealing with VA misconceptions, and navigating the emotional ups and downs of buying as a military family with limited local support. Whether you’re active duty, self-employed, or just trying to figure out how to make homeownership work in tough circumstances, Jessica’s story shows it can be done—and why it’s worth it. Quote: “It’s like a light in the dark—out of nowhere, you suddenly have a lantern. And you’ve been walking around with a match.” — Jessica, Episode 335 Highlights: Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome Instagram @HowtoBuyAHomePodcast Tik Tok @HowToBuyAHome Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit! David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Stock market swings, Fed pivots, and tariff chaos all hit in April—here’s how it’s really impacting mortgage rates, builder incentives, and your buying plan. A surprise tariff announcement in early April caused the largest single-day stock drop since 2022—but does that mean the housing market is crashing? Not even close. In this episode, you’ll hear how trade turmoil, media panic, and rate fluctuations connect to real first-time buyer decisions. David explains how April’s brief rate dip created new affordability windows, what the Fed’s shifting tone means, and why fear-based headlines often create quiet openings for strategic buyers. He also calls out rising builder incentives, condo deals, and ways to stay ahead when everyone else hits pause. Quote: “Use the public panic to your advantage. You know more than most people do. Yeah, you do.” — David Sidoni Highlights: condo market Referenced Episodes: Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome Instagram @HowtoBuyAHomePodcast Tik Tok @HowToBuyAHome Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit! David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

In just two months, Conan went from renting in Michigan to owning a condo in Chicago—with a unicorn team, 5% down, and a plan built around his daughter and his goals. Buying from out of state? Recently divorced? Facing a competitive market? Conan tackled all of that and more—without overbidding, overpaying, or compromising on what mattered. After losing a few bidding wars, Conan pivoted to a fixer-upper, used his strong credit to keep PMI low, and leaned on his unicorn team for everything from FaceTime home tours to mold remediation negotiations. This is a story of speed, strategy, and smart choices, with takeaways for buyers who need to move fast, stay flexible, and win in today’s market. Quote: “Even after going through a divorce and a money drain, I was still able to buy a home three months later. That just shows—anyone can do this.” — Conan Highlights: divorced dad living out of statepivot back to a fixer-upperChicago bidding war bloodbathnegotiate mold remediation and pest cleanupcondo living with a low HOA fee Referenced Episodes: Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome Instagram @HowtoBuyAHomePodcast Tik Tok @HowToBuyAHome Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit! David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

The home inspection process is one of the most intimidating parts of buying your first home. That’s why this episode, originally aired as Episode 110, has been updated with critical 2025 insights on smart homes, solar panels, attic access, and more. David explains why inspections feel overwhelming (spoiler: they’re supposed to), what your general inspector actually does, and how to spot real red flags vs. normal wear and tear. Learn why a sewer scope is worth every penny, how inspections affect negotiations, and how to turn your report into a personalized to-do list instead of a panic attack. Quote: “The inspection is not a pass/fail test—it’s a to-do list. And it could be your best negotiation tool if you know how to use it.” — David Sidoni Highlights: 1. Why does your inspection report make it feel like your home is falling apart? 2. What’s the difference between cosmetic issues and safety hazards? 3. How can a $250 sewer scope save you from an $8,000 sinkhole? 4. Do inspectors check attics, electrical panels, and smart home systems? (They should!) 5. What does “working condition” really mean—and why sellers love that term? 6. Should you ever waive your inspection in a competitive market? 7. How do you turn a scary inspection into a smart homeowner checklist? Referenced Episodes: • Episode 94 – Real Estate Terms & Definitions • Episode 328 – 10 Real Action Steps for First-Time Buyers Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome Instagram @HowtoBuyAHomePodcast Tik Tok @HowToBuyAHome Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit! David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

In this timely April 2025 market update, David Sidoni unpacks rate drops, rising inventory, and why some condos are suddenly less affordable—even as their prices fall. The latest housing market data is in, and David breaks it all down so first-time buyers can cut through the headlines and plan smarter. In this episode, you’ll learn how a 10% stock market correction and tariff policies may be helping mortgage rates fall—and what that means for your buying timeline. David also dives into surprising shifts in the condo market, with record-high HOA fees and insurance spikes making some of the most “affordable” homes trickier than they seem. Plus, he covers regional buyer wins, like opportunities in cities such as Omaha and Charleston, and revisits the #1 thing still driving home prices: low inventory. Quote: “It’s not how to buy a home next week. It’s how to plan to buy a home in six months—or even 18 to 24 months from now.” — David Sidoni Highlights: 1. What do stock market volatility and global tariffs have to do with your mortgage rate? 2. Could rate cuts be coming sooner than expected—and how should buyers prepare? 3. Are bidding wars finally dying out, or is that just national data masking local reality? 4. Why are condos selling below list—but still becoming less affordable for many buyers? 5. What’s really included in your monthly payment—and how can rising HOA and insurance fees change the math? 6. Which cities are quietly winning for renters ready to make a move in 2025? 7. Is now the time to buy—or the time to start building your plan before the rush? Referenced Episodes: • Episode 326 – Assumable Mortgages • Episode 272 – How to Use the Podcast Library • Episodes 175–177 – Winning a Bidding War • Episode 94 – Real Estate Terms & Definitions • Episode 328 – 10 Real Action Steps for First-Time Buyers Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome Instagram @HowtoBuyAHomePodcast Tik Tok @HowToBuyAHome Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit! David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!