WSJ Your Money Briefing

President Trump’s latest round of tariffs may pose a threat to certain industries and the broader economy. But investors appreciate greater clarity around Trump’s trade policies. Wall Street Journal reporter Sam Goldfarb joins host Jacob Passy to discuss how Trump’s tariffs could affect the markets. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

More than 9 million student-loan borrowers could see a decline in their credit scores in the first half of the year, according to the Federal Reserve Bank of New York. Wall Street Journal reporter Oyin Adedoyin joins host Ariana Aspuru to discuss what you should do if you are at risk. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Filing taxes for the first time? Wall Street Journal reporter Laura Saunders shares tax lessons that can help new earners save money, steer clear of penalties, and build good habits just in time for tax season. Dalvin Brown hosts. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

A new wave of platforms is letting individual investors buy into private companies for as little as $5,000. WSJ reporter Imani Moise joins host Dalvin Brown to explain the risks and rewards you should consider before investing. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

High mortgage rates, low inventory and unaffordable prices have left a lot of prospective home-buyers on the sidelines again this year. In the first installment of our special series, “Buying a Home in 2025: Navigating the Crunch,” host Ariana Aspuru explores the challenges of today’s real estate market. She’s joined by Wall Street Journal reporter Veronica Dagher and Zillow’s senior economist Orphe Divounguy, who will provide insights on what buyers can expect in 2025 like the rising cost of home insurance, stubborn inflation, and if mortgage rates will fall. Plus, we break down how the National Association of Realtors settlement has changed the homebuying process. Additional episodes of the series drop on Sundays in April. Sign up for the WSJ's free Markets A.M. newsletter . Further Reading: This 4-Bedroom Ranch in N.J. Tells You Everything About the Lopsided Housing Market Home Buyers Are Finally Getting the Upper Hand Again One House, Three Owners: The Ballooning Cost of the American Dream Learn more about your ad choices. Visit megaphone.fm/adchoices

Why was Tesla not hit as hard by Trump’s new tariffs as GM, Toyota or BMW? And why did Lululemon’s results spook investors? Plus, how did investors react to Family Dollar leaving the Dollar Tree family? Jack Pitcher discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

More 20- and 30-somethings are choosing Roth IRAs. WSJ reporter Ashlea Ebeling joins host Dalvin Brown to break down why these tax-friendly accounts are seeing a surge in popularity among younger savers—and what to know if you’re thinking about opening one before tax day. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

President Trump's recent executive order to dissolve the Education Department has left many student loan borrowers in limbo. Wall Street Journal reporter Oyin Adedoyin joins host Dalvin Brown to discuss what this means for the $1.7 trillion in federal student loans held by nearly 45 million Americans. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Gender gaps on politics and education have put some women off dating and even marriage altogether. WSJ reporter Rachel Wolfe joins host Julia Carpenter about what that means for the economy. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

The IRS is encouraging taxpayers to apply for a six-digit IP PIN to protect their refund from fraudsters. Host Ariana Aspuru is joined by Wall Street Journal tax reporter Laura Saunders, who walks us through the online process of applying for this extra level of protection. Sign up for the WSJ's free Markets A.M. newsletter. Further Listening: Tax Season 2025: What’s New That Could Save You Money Your Cheat Sheet to Taxes for Investors How Owning a Home Can Help You Save on Taxes Learn more about your ad choices. Visit megaphone.fm/adchoices

LinkedIn isn’t just a résumé site anymore — it’s a branding opportunity for content creators and regular folks alike. WSJ reporter Ann-Marie Alcántara joins host Julia Carpenter to discuss the changing landscape of online networking. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

What happened when Walmart replaced Affirm with Klarna? And how are Elon Musk’s politics intersecting with Tesla’s stock? Plus, how are companies from General Mills to Nike feeling a tightening in consumer spending? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

When the stock market experiences volatility, some investors turn to a safer play: dividend stocks. WSJ Reporter Hannah Erin Lang joins host Julia Carpenter to discuss the pros, cons and what to know before investing. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Treasury inflation-protected securities have reached their highest levels in two decades. WSJ reporter Imani Moise joins host Julia Carpenter to explain what that means for consumers. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

A hollowed-out IRS could mean weaker tax enforcement and fewer audits. WSJ tax-policy reporter Richard Rubin joins host Julia Carpenter to explain what taxpayers need to know. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Self-employed and gig workers need to app roach tax season a little differently this year. Wall Street Journal reporter Ashlea Ebeling joins host Julia Carpenter to discuss business deductions, estimated taxes, 1099s, and more. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Federal Reserve has been lowering interest rates since September, but consumer borrowing costs have stayed stubbornly high, while high-yield savings accounts are paying less. WSJ reporter Imani Moise joins host Julia Carpenter to tell borrowers and savers what to expect for rates on mortgages, credit cards and savings accounts. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

What a visit to the White House did for Tesla’s stock. And how American whiskey found itself at the heart of a trade war between the U.S. and Europe. Plus, why shares of Delta Air Lines and American Airlines hit turbulence while JetBlue and Southwest flew higher. Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Carmakers, auto parts suppliers and even car shoppers—everyone wants to make the most of the 30-day pause on President Trump’s tariffs on imports from Mexico and Canada. Wall Street Journal reporter Chris Otts joins host Julia Carpenter to discuss how shoppers can approach buying a car in the meantime. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

More Americans are breaking into their 401(k) accounts to help with financial emergencies. Wall Street Journal reporter Anne Tergesen joins host Julia Carpenter to discuss the uptick in hardship withdrawals and what you should know before taking one. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices