InvestTalk
Business
Navigating today's global economy and deciphering investment choices can be an intricate endeavor. The influx of opinions and ever-shifting financial data adds to the challenge. For those committed to success, staying informed through market education and unbiased guidance is paramount.
This realization has led an increasing number of individuals to integrate KPP Financial's 'InvestTalk' radio program and podcast into their investment strategies.
InvestTalk, a daily program, delves into a range of pertinent investment subjects while addressing listener queries. Powered by KPP Financial in Irvine, California, the show/podcast is hosted by KPP Owner Justin Klein and Portfolio Manager Luke Guerrero.
No investment inquiry is off-limits. Are your assets properly diversified? How can you optimize your 401(k) management? What implications do economic shifts have on real estate?
Spread the word among your friends and family. They can access timely responses to these and numerous other financial and investment queries in each episode of InvestTalk, airing every weekday. Learn more at InvestTalk.com.
Location:
San Diego, CA
Description:
Navigating today's global economy and deciphering investment choices can be an intricate endeavor. The influx of opinions and ever-shifting financial data adds to the challenge. For those committed to success, staying informed through market education and unbiased guidance is paramount. This realization has led an increasing number of individuals to integrate KPP Financial's 'InvestTalk' radio program and podcast into their investment strategies. InvestTalk, a daily program, delves into a range of pertinent investment subjects while addressing listener queries. Powered by KPP Financial in Irvine, California, the show/podcast is hosted by KPP Owner Justin Klein and Portfolio Manager Luke Guerrero. No investment inquiry is off-limits. Are your assets properly diversified? How can you optimize your 401(k) management? What implications do economic shifts have on real estate? Spread the word among your friends and family. They can access timely responses to these and numerous other financial and investment queries in each episode of InvestTalk, airing every weekday. Learn more at InvestTalk.com.
Twitter:
@InvestTalk
Language:
English
Contact:
34232 Pacific Coast Highway , Suite B Dana Point CA 92629 888 992 4278
Website:
http://www.investtalk.com/
Email:
info@kppfinancial.com
Episodes
Retirement Plans in Flux: Why More Americans Are Rethinking Their Exit Timeline
8/1/2025
Amid economic uncertainty, a growing number of Americans over 50 are reconsidering or delaying retirement.
Today's Stocks & Topics: FICO - Fair Isaac Corp., Market Wrap, Retirement Plans in Flux: Why More Americans Are Rethinking Their Exit Timeline, CIVI - Civitas Resources Inc., Covered Calls, Key Benchmark Numbers: Treasury Yields, Gold, Silver, Oil and Gasoline, Housing Market, CAN - Accenture PLC Cl A, Is A-I Boom Bigger than the Dot Com Bubble?
Our Sponsors:
* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com
* Check out Mint Mobile: https://mintmobile.com/INVESTTALK
* Check out Mint Mobile: https://mintmobile.com/INVESTTALK
* Check out Progressive: https://www.progressive.com
Advertising Inquiries: https://redcircle.com/brands
Duration:00:47:02
How to Build and Maintain a Good Credit Score
7/31/2025
Learn actionable steps for achieving and keeping a strong credit score, including timely payments, maintaining low credit usage, monitoring your credit reports, and responsible credit activity.
Today's Stocks & Topics: ALSN - Allison Transmission Holdings Inc., Market Wrap, QCOM - Qualcomm Inc., How to Build and Maintain a Good Credit Score, IIPR - Innovative Industrial Properties Inc., Pacaso, HKHHY - Heineken Holding N.V. ADR, Las Vegas Losing Tourism, Dependent Care Flexible Spending Account, AEM - Agnico Eagle Mines Ltd., Large, Mid or Small Caps Distribution, Liquidity.
Our Sponsors:
* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com
* Check out Mint Mobile: https://mintmobile.com/INVESTTALK
* Check out Progressive: https://www.progressive.com
Advertising Inquiries: https://redcircle.com/brands
Duration:00:47:32
Understanding Behavioral Finance: How Psychology Shapes Financial Decisions
7/30/2025
Apparently, psychological influences and biases affect the financial behaviors of investors and markets, revealing that people often make irrational choices driven by emotion and mental shortcuts rather than strict logic and rationality.
Today's Stocks & Topics: PRHSX - T Rowe Price Health Sciences Fund, CWT - California Water Service Group, Market Wrap, Understanding Behavioral Finance: How Psychology Shapes Financial Decisions, UNM - Unum Group, IAU - iShares Gold Trust, After Hours Trading, Gross Domestic Product (GDP), Reverse Stock Split, NOTE – Fiscal Note Holdings Inc., KNSL - Kinsale Capital Group Inc, US Companies Borrowing Cost, SNY - Sanofi ADR.
Our Sponsors:
* Check out Avocado Green Mattress: https://avocadogreenmattress.com
* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com
* Check out Mint Mobile: https://mintmobile.com/INVESTTALK
* Check out Progressive: https://www.progressive.com
Advertising Inquiries: https://redcircle.com/brands
Duration:00:46:08
7 Things You May Not Know About Reinvesting Dividends
7/29/2025
It would be wise to take the time to learn about dividend reinvestment, including tax onsiderations and how this strategy fits various financial goals and market conditions.
Today's Stocks & Topics: PDI - PIMCO Dynamic Income Fund, Market Wrap, AMD - Advanced Micro Devices Inc., 7 Things You May Not Know About Reinvesting Dividends, VTGN - Vistagen Therapeutics Inc., NLR - VanEck Uranium & Nuclear ETF, LNW - Light & Wonder Inc., Retail Trade, Compound Analysis, ADBE - Adobe Inc., Crypto Lending.
Our Sponsors:
* Check out Avocado Green Mattress: https://avocadogreenmattress.com
* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com
* Check out Mint Mobile: https://mintmobile.com/INVESTTALK
* Check out Progressive: https://www.progressive.com
Advertising Inquiries: https://redcircle.com/brands
Duration:00:45:56
Seven Financial Considerations When Downsizing for Retirement
7/28/2025
Before downsizing in retirement, be sure to evaluate seven critical financial factors—-including housing costs, estate and inheritance taxes, Social Security taxation, and more.
Today's Stocks & Topics: TECK - Teck Resources Ltd. Cl B, Market Wrap, Seven Financial Considerations When Downsizing for Retirement, LULU - Lululemon athletica inc., TGS - Transportadora de Gas del Sur S.A. ADR, Small Caps vs. Large Caps, PZZA - Papa John's International Inc., EU Deal.
Our Sponsors:
* Check out Avocado Green Mattress: https://avocadogreenmattress.com
* Check out Mint Mobile: https://mintmobile.com/INVESTTALK
* Check out Progressive: https://www.progressive.com
Advertising Inquiries: https://redcircle.com/brands
Duration:00:47:19
6 Clear Signs You’re Overpaying on Your Taxes (And How to Stop)
7/25/2025
Many taxpayers unknowingly pay more than they owe, with big tax refunds, incorrect filing status, missed deductions, and poor withholding adjustments.
Today's Stocks & Topics: LEG - Leggett & Platt Inc., Market Wrap, MSTR - MicroStrategy Inc., 6 Clear Signs You’re Overpaying on Your Taxes (And How to Stop), ZIM - ZIM Integrated Shipping Services Ltd., KPP Newsletter, Who’s Paying the Tariffs USA, ALE - Allete Inc., ZBRA - Zebra Technologies Corp. Cl A,
Our Sponsors:
* Check out Avocado Green Mattress: https://avocadogreenmattress.com
* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com
* Check out Mint Mobile: https://mintmobile.com/INVESTTALK
* Check out Progressive: https://www.progressive.com
Advertising Inquiries: https://redcircle.com/brands
Duration:00:46:19
How Investors Compare Companies to Find True Value
7/24/2025
A relative valuation model is a financial tool that helps investors assess a company’s worth by providing a clearer picture of whether a stock may be fairly priced within its industry.
Today's Stocks & Topics: J - Jacobs Solutions Inc., Market Wrap, Interest Rates, How Investors Compare Companies to Find True Value, AZO - AutoZone Inc., Energy Sector, PSC - Principal U.S. Small-Cap ETF, RNMBY - Rheinmetall AG ADR, Private Equity.
Our Sponsors:
* Check out Avocado Green Mattress: https://avocadogreenmattress.com
* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com
* Check out Mint Mobile: https://mintmobile.com/INVESTTALK
* Check out Progressive: https://www.progressive.com
Advertising Inquiries: https://redcircle.com/brands
Duration:00:46:26
U.S. Housing Market Flashes Warning Signs for the Economy
7/23/2025
High mortgage rates and declining home sales are raising concerns about a potential housing market drag on the broader U.S. economy.
Today's Stocks & Topics: BRC - Brady Corp. Cl A, Market Wrap, Taxes and ETFs, U.S. Housing Market Flashes Warning Signs for the Economy, FINV - FinVolution Group ADR, KINS - Kingstone Cos. Inc., Earnings, Home Prices, CTRA - Coterra Energy Inc., PDI - PIMCO Dynamic Income Fund, 24 Hour Trading Proposal.
Our Sponsors:
* Check out Avocado Green Mattress: https://avocadogreenmattress.com
* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com
* Check out Mint Mobile: https://mintmobile.com/INVESTTALK
* Check out Progressive: https://www.progressive.com
Advertising Inquiries: https://redcircle.com/brands
Duration:00:46:20
Stablecoins: The Game-Changer Reshaping Cryptocurrency Stability
7/22/2025
Stablecoins, digital currencies pegged to assets like the US dollar, are revolutionizing the crypto landscape by offering the stability and reliability that traditional cryptocurrencies often lack.
Today's Stocks & Topics: KMI - Kinder Morgan Inc., Market Wrap, RL - Ralph Lauren Corp. Cl A, Stablecoins: The Game-Changer Reshaping Cryptocurrency Stability, NVDA - NVIDIA Corp., Plans for Kids, CNC - Centene Corp., Tariffs War.
Our Sponsors:
* Check out Avocado Green Mattress: https://avocadogreenmattress.com
* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com
* Check out Mint Mobile: https://mintmobile.com/INVESTTALK
* Check out Progressive: https://www.progressive.com
Advertising Inquiries: https://redcircle.com/brands
Duration:00:46:41
Budgeting Methods to Suit Every Lifestyle
7/21/2025
You can confidently manage your finances and reach your savings goals in a way that fits your unique financial situation, if you implement various popular budgeting methods.
Today's Stocks & Topics: GLOB - Globant S.A., UPS - United Parcel Service Inc. Cl B, Market Wrap, Budgeting Methods to Suit Every Lifestyle, Is the Stock Market Manipulated?, Ethereum, QS - QuantumScape Corp. Cl A, Bitcoin Mining, Earnings Season, OPEN - Opendoor Technologies Inc., Are Consumers Running Out of Steam?
Our Sponsors:
* Check out Avocado Green Mattress: https://avocadogreenmattress.com
* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com
* Check out Mint Mobile: https://mintmobile.com/INVESTTALK
* Check out Progressive: https://www.progressive.com
Advertising Inquiries: https://redcircle.com/brands
Duration:00:46:20
The 3 Biggest Misconceptions About Dividend Stocks
7/18/2025
Many investors believe dividend stocks are always safe and reliable, but there are key misconceptions that can lead to poor investment choices-- if not carefully examined.
Today's Stocks & Topics: LEU - Centrus Energy Corp. (ASE), CHKP - Check Point Software Technologies Ltd. (NAS), TLN - Talen Energy Corp. (NAS), FUTU - Futu Holdings Ltd. ADR (NAS), VAW - Vanguard Materials ETF (ETF), a question from our YouTube channel viewers: DFAR - Dimensional US Real Estate ETF (ETF); plus Luke's market wrap, and Luke's talking point: 'Fed Independence'
Our Sponsors:
* Check out Avocado Green Mattress: https://avocadogreenmattress.com
* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com
* Check out Mint Mobile: https://mintmobile.com/INVESTTALK
* Check out Progressive: https://www.progressive.com
Advertising Inquiries: https://redcircle.com/brands
Duration:00:46:31
What Is Coast FIRE?
7/17/2025
Coast FIRE is a strategy where you save and invest enough early in life so that your retirement nest egg can grow on its own through compounding, allowing you to stop making new retirement contributions.
Today's Stocks & Topics: GPN - Global Payments Inc. (NYS), BRKB - Berkshire Hathaway Inc. Cl B (NYS), AKAM - Akamai Technologies Inc. (NAS), PANW - Palo Alto Networks Inc. (NAS), NVO - Novo Nordisk A/S ADR (NYS), a listener question about 'trailing stops', questions from our YouTube channel viewers: HPE - Hewlett Packard Enterprise Co. (NYS) vs. CARR - Carrier Global Corp. (NYS), NEM - Newmont Corp. (NYS); plus Justin's market wrap, and Justin's talking point: 'Purchasing Power Parity'
Our Sponsors:
* Check out Avocado Green Mattress: https://avocadogreenmattress.com
* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com
* Check out Mint Mobile: https://mintmobile.com/INVESTTALK
* Check out Progressive: https://www.progressive.com
Advertising Inquiries: https://redcircle.com/brands
Duration:00:46:44
Why Stock Investors Should Take a Closer Look at REITs
7/16/2025
With high interest rates and changing economic conditions weighing down returns, out-of-favor Real Estate Investment Trusts (REITs) now offer compelling valuations and attractive dividend yields.
Today's Stocks & Topics: BBWI - Bath & Body Works Inc. (NYS), FLMX - Franklin FTSE Mexico ETF (ETF), HPE - Hewlett Packard Enterprise Co. (NYS), MYE - Myers Industries Inc. (NYS), NVR - NVR Inc. (NYS), O - Realty Income Corp. (NYS), questions from our YouTube channel viewers: ELS - Equity Lifestyle Properties Inc. (NYS), and TPL - Texas Pacific Land Corp. (NYS); plus Luke's market wrap, and Lukes's talking points: 'U.S. Producer Prices' and 'Stablecoins'
Our Sponsors:
* Check out Avocado Green Mattress: https://avocadogreenmattress.com
* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com
* Check out Mint Mobile: https://mintmobile.com/INVESTTALK
* Check out Progressive: https://www.progressive.com
Advertising Inquiries: https://redcircle.com/brands
Duration:00:46:40
Understanding the Differences Between Good Debt and Bad Debt
7/15/2025
Long-term financial growth can be supported by good debt, while bad debt typically carries high costs and offers limited financial benefits.
Today's Stocks & Topics: FPI - Farmland Partners Inc. (NYS), DASH - DoorDash Inc. (NAS), OPRA - Opera Ltd. ADR (NAS), CASY - Casey's General Stores Inc. (NAS), questions from our YouTube channel viewers: CAL - Caleres Inc. (NYS), and NUCL vs URNG - ; plus Justin's market wrap, and Justin's talking points: 'Bank Performance'-- mega vs regional, and 'What Is Dutch Disease?'-- The U.S. exports dollars and takes on debt... (Justin explains)
Our Sponsors:
* Check out Avocado Green Mattress: https://avocadogreenmattress.com
* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com
* Check out Mint Mobile: https://mintmobile.com/INVESTTALK
* Check out Progressive: https://www.progressive.com
Advertising Inquiries: https://redcircle.com/brands
Duration:00:46:34
Trump Threatens 25% Tariff on Apple iPhones Not Made in the U.S.
7/14/2025
In an effort to boost American manufacturing, President Trump has warned Apple to shift production stateside or face a 25% tariff on imported devices.
Today's Stocks & Topics: IHI - iShares U.S. Medical Devices ETF (ETF), CAT - Caterpillar Inc. (NYS), CPRT - Copart Inc. (NAS), AEVA - Aeva Technologies Inc. (NAS), a question from our YouTube channel viewers: PGR - Progressive Corp. (NYS); plus Justin's market wrap, and Justin's talking points: 'Earnings Season'.
Our Sponsors:
* Check out Avocado Green Mattress: https://avocadogreenmattress.com
* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com
* Check out Mint Mobile: https://mintmobile.com/INVESTTALK
* Check out Progressive: https://www.progressive.com
Advertising Inquiries: https://redcircle.com/brands
Duration:00:46:31
Why 2025 Is a Pivotal Year for America's Budget
7/11/2025
The U.S. is facing mounting risks of higher inflation, rising interest rates, and a potential fiscal crisis if Congress fails to address expiring tax cuts, discretionary spending caps, and other looming fiscal deadlines in 2025.
Today's Stocks & Topics: ENVX - Enovix Corp. (NAS), IQV - IQVIA Holdings Inc. (NYS), SCCO - Southern Copper Corp. (NYS), VGT - Vanguard Information Technology ETF (ETF), BCC - Boise Cascade Co. (NYS), CCJ - Cameco Corp. (NYS), a listener question about , a question from our YouTube channel viewers: ENVA - Enova International Inc. (NYS); plus Justin's market wrap, and Luke's talking points: 'Tariffs and Fed Rate', and 'Risky ETFs'; plus oil and metal prices and a preview of the KPP Premium Newsletter.
Our Sponsors:
* Check out Avocado Green Mattress: https://avocadogreenmattress.com
* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com
* Check out Progressive: https://www.progressive.com
Advertising Inquiries: https://redcircle.com/brands
Duration:00:46:34
Gen X Can't Count on the Great Wealth Transfer for Retirement
7/10/2025
Many "Gen Xers" will have little inheritance, so they should prioritize their own retirement savings, debt reduction, and financial planning.
Today's Stocks & Topics: NUKZ - Range Nuclear Renaissance Index ETF, INQQ - INQQ The India Internet ETF (ETF), VTTSX - Vanguard Target Retirement 2060 Fund Investor (FUND), FNDF - Schwab Fundamental International Equity ETF (ETF), a listener question about CDs and T-Bills, a question from our YouTube channel viewers: BJ - BJ's Wholesale Club Holdings Inc. (NYS); plus Justin's market wrap, and Justin's talking points: 'Ponzi Finance' -- "When uncertainty rises, being able to finance yourself with your own cash flow becomes very important."; and the 50% Copper Tariffs.
Our Sponsors:
* Check out Avocado Green Mattress: https://avocadogreenmattress.com
* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com
* Check out Progressive: https://www.progressive.com
Advertising Inquiries: https://redcircle.com/brands
Duration:00:46:31
How to Invest in Nuclear Energy’s Biggest Revival in Decades
7/9/2025
Nuclear energy is experiencing unprecedented growth, offering investors opportunities in uranium miners, utilities, ETFs, and next-generation small modular reactor companies.
Today's Stocks & Topics: PDI - PIMCO Dynamic Income Fund (FUND), SMPL - Simply Good Foods Co. (NAS), CVCO - Cavco Industries Inc. (NAS), a listener question about corporate bonds, a question from our YouTube channel viewers: NEE; plus Justin's market wrap, and Justin's talking point: Dallas Fed GDP Growth Report with respect to immigration dynamics.
Our Sponsors:
* Check out Avocado Green Mattress: https://avocadogreenmattress.com
* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com
* Check out Progressive: https://www.progressive.com
Advertising Inquiries: https://redcircle.com/brands
Duration:00:46:38
Does the Big, Beautiful Bill Eliminate Taxes on Social Security?
7/8/2025
President Trump’s new bill offers most Social Security recipients temporary tax relief, but does not eliminate Social Security taxes entirely.
Today's Stocks & Topics: WMS - Advanced Drainage Systems Inc. (NYS), MTPLF - Metaplanet Inc. (OTC, PPTA - Perpetua Resources Corp. (NAS), a listener question about direct indexing, a question from our YouTube channel viewers: LMNR - Limoneira Co. (NAS); plus Justin's market wrap, and Justin's talking points: Data Centers, Tariffs.
Our Sponsors:
* Check out Avocado Green Mattress: https://avocadogreenmattress.com
* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com
* Check out Progressive: https://www.progressive.com
Advertising Inquiries: https://redcircle.com/brands
Duration:00:45:24
Will Tariffs Raise Home Prices?
7/7/2025
The newly enacted 50% tariffs on imported steel and aluminum are raising construction costs for builders, which are likely to be passed on to homebuyers-- thereby worsening affordability.
Today's Stocks & Topics: FCX - Freeport-McMoRan Inc., Market Wrap, IQV - IQVIA Holdings Inc., REZ - iShares Residential & Multisector Real Estate ETF, Will Tariffs Raise Home Prices?, Closed-End Funds, ZROZ - PIMCO 25+ Year Zero Coupon U.S. Treasury Index ETF, SGOV - iShares 0-3 Month Treasury Bond ETF, NET - Cloudflare Inc. Cl A, New Tariffs for Japan, South Korea, Malaysia and South Africa, PYPL - PayPal Holdings Inc., ITA - iShares U.S. Aerospace & Defense ETF, Housing.
Our Sponsors:
* Check out Avocado Green Mattress: https://avocadogreenmattress.com
* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com
* Check out Progressive: https://www.progressive.com
Advertising Inquiries: https://redcircle.com/brands
Duration:00:45:16